Terms & Conditions

Welcome to Steward Cross!

These terms and conditions outline the rules and regulations for the use of Steward Cross Pte Ltd’s website, located at the domain https://stewardcross.com/ (“Website”).

By accessing this Website we assume you accept these terms and conditions. Do not continue to use the Website if you do not agree to all of the terms and conditions stated on this page.

The following definitions and interpretation apply to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” or “Your” refers to you, the person logged on this Website. “The Company”, “Steward Cross”, “Ourselves”, “We”, “Our” or “Us”, refers to Steward Cross Pte Ltd. “Party”, “Parties” or “Us” refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to the prevailing law of Singapore. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By accessing the Website, you agreed to use cookies in agreement with the Steward Cross Pte Ltd’s Privacy Policy (“Privacy Policy”).

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our Website to enable the functionality of certain areas to make it easier for people visiting our Website. Some of our affiliate or advertising partners may also use cookies.

License

Unless otherwise stated, Steward Cross Pte Ltd and/or its licensors own the intellectual property rights for all material on the Website. All intellectual property rights are reserved. You may access this from the Website for your own personal use subjected to the restrictions set out in these terms and conditions.

You must not:

• Republish material from the Website
• Sell, rent or sub-license material from the Website
• Reproduce, duplicate or copy material from the Website
• Redistribute content from the Website

This Agreement shall begin on the date hereof.

Parts of this Website offer an opportunity for users to post information and/or content in certain areas of the Website.

You warrant and represent that:

• You are entitled to post the information or content on our Website and have all necessary licenses and consents to do so;
• The posted information or content does not invade any intellectual property right, including without limitation copyright, patent or trade mark of any third party;
• The posted information or content does not contain any defamatory, libellous, offensive, indecent or otherwise unlawful material which is an invasion of privacy; and
• The posted information or content will not be used to solicit, promote or present any unlawful activity.

You hereby grant Steward Cross Pte Ltd a non-exclusive license to use, reproduce, edit and authorise others to use, reproduce and edit any of your posted information or content as may be required, in any and all forms, formats or media, and in accordance with the Privacy Policy, as applicable.

Hyperlinking to Our Content

The following organisations may link to our Website without prior written approval:

• Government agencies;
• Search engines;
• News organisations;
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
• System wide Accredited Businesses except for soliciting non-profit organisations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Website, except with prior written approval.

These organisations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organisations:

• commonly-known consumer and/or business information sources;
• dot.com community sites;
• associations or other groups representing charities;
• online directory distributors;
• internet portals;
• accounting, law and consulting firms; and
• educational institutions and trade associations.

We will approve link requests from these organisations at our discretion, if we decide that: (a) the link would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organisation does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Steward Cross; and (d) the link is in the context of general resource information.

These organisations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organisations listed in paragraph 2 above and are interested in linking to our Website, you must inform us by sending an e-mail to Steward Cross. Please include your name, your organisation name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. You may need to wait 2-3 weeks for a response.

Approved organisations may hyperlink to our Website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator (URL) being linked to; or
• By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

By linking to our Website, you agree to be bound to and follow these linking terms and conditions. We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request.

You agree to protect and defend us against all claims arising from your use of our Website or links thereto.

No use of Steward Cross’s logo or other artwork will be allowed for linking absent a trade mark license agreement or written approval from an authorised representative of Steward Cross.

IFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links but we are not obligated to do so or to respond to you directly.

No link(s) should appear on any website that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights. We shall not be held responsible for any third party content that appears on our Website.

Your Privacy

Please read the Privacy Policy.

General

We reserve the right to amend these terms and conditions and its linking policy at any time. We do not warrant the completeness or accuracy of the information on this Website, nor do we promise to ensure that the Website remains available or that the material on the Website is kept up to date.

Your access to or use of the Website, as well as these terms and conditions, shall be governed by and construed in accordance with Singapore laws and you agree to submit to the exclusive jurisdiction of the Singapore courts.

Steward Cross’ failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. If any part of these terms and conditions is held to be unenforceable, the unenforceable part shall be given effect to the greatest extent possible and the remainder will remain in full force and effect.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our Website and the use of this Website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the Website and the information and services on the Website are provided free of charge, we will not be liable for any loss or damage of any nature.